Do you ever feel like there’s never enough money despite long hours at work? We feel you. A lot of millennials today are in search of the elusive work-life balance unicorn. The dream is to find fulfilling work while having enough time for personal pursuits. However, we can’t help but clock in more hours just to pay the bills.
Where do these money problems come from? And is there a better way to create wealth?
Should You Work for Money, or Let Money Work for You?
Many Filipinos believe in the traditional way to financial stability, which is: go to school, graduate, get a good job, be promoted, and retire happily with a pension. In other words, work for money. But modern times mean modern problems that can’t be solved using the ‘traditional way’. With rising costs of living, stagnant wages, plus the pandemic, millennials are exhausted, resentful, and unhappy.
Making money work for you isn’t a new concept. High-yield savings accounts, investing in stocks, and owning rental properties are just a few of the ways to earn money while you sleep. Many people have done it – and you can learn it too, with the right guidance.
In fact, successful individuals such as Robert Kiyosaki, Warren Buffett, Napoleon Hill, Bill Gates, and even Walt Disney have all said you need to reach a point when you shouldn’t have to work for money. Imagine a day when you can work on your own time. When your income doesn’t depend on how many hours you put in.
Personal financial consultant, businessman, and stock trader Gerard Patrick Hortillo has this awesome advice on the topic:
“Most people run after money; but like a butterfly, money flies away whenever you run after it.…Before you embark on a personal endeavor, you have to first change your mindset.”
Where Excellence Is, Money Will Follow
Patrick Hortillo, together with entrepreneur and Pru Life Western Visayas Operations Manager, Mary Joyce Torrefranca, and professional medical representative and financial advisor, Teodoro Gonzaga, are the experts behind Where Money Follows.
Where Money Follows is a career and financial counseling brand that aims to educate and inspire millennial professionals towards a better way of achieving financial freedom. Their strategy? ‘Court’ money so it will come to you in the form of opportunities and sustainable growth.
Similar to courtship in relationships, attracting wealth using this method requires patience, persistence, and the right knowledge. It’s a good thing then that their team has over 60 years of combined experience in the industry. That’s a lot of insight to share with breadwinners, achievers, and career-oriented adults!
As Patrick says, “…if you can work with an open mind, excellence follows. Where there is excellence, money follows.”
Opportunities Look Like Hardships
Success doesn’t happen overnight. It will take a while before you can see your money work for you. But maybe the hardest part of the journey is finding the right opportunities. That’s because often, these favorable circumstances are hidden as hard tasks that most folks would rather avoid. As Ted points out -
“Opportunities are like the Durian fruit. Everyone knows it’s there because of the scent. Some will go to it for its sweet and delicious pulp. Others will be hesitant at first, but will grab it later. And there are those who will never go near it because they’re afraid of trying anything new.”
Hey, if it was easy, then everybody would be doing it! Don’t be like people who never get to taste the reward because they’re indecisive. Be excited about the untapped potential within you and in the world. Remember that things are always difficult until it’s done. As a personal financial consultant for 20 years, Patrick is living proof that the harder the challenge, the sweeter the fruit.
“Most people view my business as hard. But ‘hard’ is how you see it…How can you say what I do is hard when you haven’t even tried it?”
Don’t Keep Dreaming About Your Ideal Work, Make It Happen
Perhaps you’re not ready to invest in stocks and bonds to make money work for you. But what you can do is invest in yourself. If you’re not happy with your situation, flip it by learning more about the work that you want to do. Invest in training, seminars, virtual classes, or a side hustle that helps you earn additional income. For Ted, dreams are about taking that leap of faith.
“I like a quote from Kristi Bowman that says ‘a leap is not about getting from one side to the other. It’s simply about taking the leap...and trusting the air, the universal breath, that it will support your wings so that you may soar.’ We cannot improve ourselves if we do not have the guts, the will, and the courage to make that life-changing decision.”
Joyce says your dream happens once you become proactive about your choices.
“We need to take initiative to improve the situation. To quote Stephen Covey, ‘As human beings, we are responsible for our own lives. Our behavior is a function of our decisions, not our conditions.”
Don’t just daydream about what you want your life to be. Make it real through perseverance and determination – like what Patrick did:
“Never, ever give up on your dreams! When we embark on an endeavor, many people will discourage us, even our own family and friends. But as I was mentored, ‘to stand out, you have to be different. So I chose to be.”
Where Money Follows wants you to envision a better, more fulfilling life for yourself and your family. And they’re ready to extend a helping hand. The question now is – will you take it?
Don’t just make money - go #WhereMoneyFollows.
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